Community Understanding and Trust in Sharia Financial Institutions: Impact on Economic Growth in Aceh

Hendri Mauliansyah, Hermansyah Adnan, Riwanul Nasron, Muhammad Azril

Abstract


This study aims to analyze the level of public understanding and trust in the implementation of the Qanun on Islamic Financial Institutions (LKS) No. 11 of 2018 and its impact on economic growth in Banda Aceh City. A quantitative research method was applied, using questionnaires and documentation as data collection techniques with 200 respondents as the sample. Data analysis employed validity and reliability tests as well as multiple regression analysis to examine the relationships among variables. The findings indicate that both public understanding and trust significantly influence the implementation of the Qanun LKS. Moreover, these two variables positively contribute to regional economic growth. However, further analysis reveals that the implementation of the Qanun LKS does not significantly mediate the relationship between public understanding and trust with economic growth. These results highlight that although Banda Aceh’s society has developed awareness and trust in the Islamic financial system, the implementation still faces technical and social challenges, such as limited socialization and the readiness of financial institutions. Therefore, strengthening regulations, improving Islamic financial literacy, and optimizing the role of related institutions are crucial to ensure that the objectives of Qanun LKS in supporting Aceh’s economic growth can be achieved effectively.


Keywords


Economic growth; Public trust; Public understanding; Qanun LKS

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DOI: https://doi.org/10.30601/humaniora.v9i2.7001

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© Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum. Published by Center for Research and Community Service (LPPM) University of Abulyatama, Aceh, Indonesia. 2019